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"I am afraid," said she, hesitating, "Whichever I choose I shall wish I had taken another. Look at this lovely crimson! it would be so warm in winter. But spring is coming on, you know. I wish I could have a gown for every season," said she, dropping her voice - as we all did in Cranford whenever we talked of anything we wished for but could not afford. "However," she continued in a louder and more cheerful tone, "it would give me a great deal of trouble to take care of them if I had them; so, I think, I'll only take one. But which must it be, my dear?"

And now she hovered over a lilac with yellow spots, while I pulled out a quiet sage-green that had faded into insignificance under the more brilliant colours, but which was nevertheless a good silk in its humble way. Our attention was called off to our neighbour. He had chosen a shawl of about thirty shillings' value; and his face looked broadly happy, under the anticipation, no doubt, of the pleasant surprise he would give to some Molly or Jenny at home; he had tugged a leathern purse out of his breeches-pocket, and had offered a five-pound note in payment for the shawl, and for some parcels which had been brought round to him from the grocery counter; and it was just at this point that he attracted our notice. The shopman was examining the note with a puzzled, doubtful air.

"Town and County Bank! I am not sure, sir, but I believe we have received a warning against notes issued by this bank only this morning. I will just step and ask Mr Johnson, sir; but I'm afraid I must trouble you for payment in cash, or in a note of a different bank."

I never saw a man's countenance fall so suddenly into dismay and bewilderment. It was almost piteous to see the rapid change.

"Dang it!" said he, striking his fist down on the table, as if to try which was the harder, "the chap talks as if notes and gold were to be had for the picking up."

Miss Matty had forgotten her silk gown in her interest for the man. I don't think she had caught the name of the bank, and in my nervous cowardice I was anxious that she should not; and so I began admiring the yellow-spotted lilac gown that I had been utterly condemning only a minute before. But it was of no use.

"What bank was it? I mean, what bank did your note belong to?"

"Town and County Bank."

"Let me see it," said she quietly to the shopman, gently taking it out of his hand, as he brought it back to return it to the farmer.

Mr Johnson was very sorry, but, from information he had received, the notes issued by that bank were little better than waste paper.